{"id":101,"date":"2026-05-26T20:20:11","date_gmt":"2026-05-26T20:20:11","guid":{"rendered":"https:\/\/mamattorneys.co.za\/?p=101"},"modified":"2026-06-03T06:08:06","modified_gmt":"2026-06-03T06:08:06","slug":"bond-registration-vs-transfer-what-is-the-difference","status":"publish","type":"post","link":"https:\/\/mamattorneys.co.za\/?p=101","title":{"rendered":"Bond Registration vs Transfer \u2014 What is the Difference?"},"content":{"rendered":"\n

If you are buying a property in South Africa with a home loan, you will quickly come across two terms that sound similar but refer to completely different legal processes: bond registration and property transfer.<\/strong><\/p>\n\n\n\n

Understanding the difference matters \u2014 because both processes involve separate attorneys, separate costs, and separate timelines. Confusing the two is one of the most common mistakes first-time buyers make, and it can lead to nasty surprises when the final costs arrive.<\/strong><\/p>\n\n\n\n

This guide explains exactly what bond registration and property transfer are, how they differ, how they work together, and what each one costs.<\/strong><\/p>\n\n\n\n

What is a property transfer?<\/strong><\/p>\n\n\n\n

A property transfer is the legal process by which ownership of immovable property passes from the seller to the buyer. It is conducted by a transfer attorney \u2014 a qualified conveyancing attorney appointed by the seller \u2014 and completed through registration at the Deeds Office.<\/strong><\/p>\n\n\n\n

The transfer process covers everything involved in changing the registered owner of the property: the deed of transfer, FICA compliance, rates clearance, transfer duty payment to SARS, and the lodgement and registration of documents at the Deeds Office.<\/strong><\/p>\n\n\n\n

Until the transfer is registered at the Deeds Office, the buyer does not legally own the property. The sale agreement gives the buyer a contractual right to the property \u2014 but legal ownership only passes on the date of registration.<\/strong><\/p>\n\n\n\n

What is bond registration?<\/strong><\/p>\n\n\n\n

Bond registration is the legal process by which a mortgage bond \u2014 a home loan \u2014 is registered over a property as security for the bank. When a buyer takes out a home loan to purchase property, the bank requires that a mortgage bond be registered over that property in its favour. This gives the bank a legal right over the property as security for the loan.<\/strong><\/p>\n\n\n\n

Bond registration is conducted by a bond attorney \u2014 appointed by the bank, not by the buyer or seller. The bond attorney prepares and lodges the mortgage bond documents at the Deeds Office simultaneously with the transfer documents.<\/strong><\/p>\n\n\n\n

Until the bond is registered, the bank will not release the loan funds to the seller. This is why bond registration and property transfer are processed simultaneously \u2014 the transfer cannot complete without the bond funds, and the bond cannot register without the transfer.<\/strong><\/p>\n\n\n\n

What is the difference between the two?<\/strong><\/p>\n\n\n\n

In short \u2014 the transfer changes who owns the property. The bond registration secures the bank’s loan over that property. They are two separate legal acts, handled by two separate attorneys, involving two separate sets of documents. But they must both happen simultaneously at the Deeds Office for a home loan property purchase to complete.<\/strong><\/p>\n\n\n\n


<\/td>		Property Transfer<\/strong><\/td>Bond Registration<\/strong><\/td><\/tr>
What it does<\/td>Changes ownership from seller to buyer<\/strong><\/td>Registers the bank’s mortgage bond over the property<\/td><\/tr>
Who handles it<\/td>Transfer attorney \u2014 appointed by the seller<\/strong><\/td>Bond attorney \u2014 appointed by the bank<\/td><\/tr>
Who pays<\/td>Buyer pays transfer attorney fees<\/strong><\/td>Buyer pays bond registration fees<\/td><\/tr>
Documents involved<\/td>Deed of transfer, power of attorney, FICA docs, rates clearance<\/strong><\/td>Mortgage bond, power of attorney, FICA docs<\/td><\/tr>
Registered at<\/td>Deeds Office<\/strong><\/td>Deeds Office \u2014 simultaneously with transfer<\/td><\/tr>
When it happens<\/td>On registration day<\/strong><\/td>On the same registration day as transfer<\/td><\/tr>
What triggers it<\/td>Signed offer to purchase + FICA + transfer duty paid<\/strong><\/td>Approved home loan + signed bond documents<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Do they always happen together?<\/strong><\/p>\n\n\n\n

Not always. There are three possible scenarios:<\/strong><\/p>\n\n\n\n

Scenario 1 \u2014 Cash purchase<\/strong><\/p>\n\n\n\n

If the buyer is paying cash and does not need a home loan, there is no bond registration. Only the property transfer takes place. The buyer pays transfer attorney fees only \u2014 no bond registration fees.<\/strong><\/p>\n\n\n\n

Scenario 2 \u2014 New purchase with a home loan<\/strong><\/p>\n\n\n\n

This is the most common scenario. The buyer obtains a home loan, the bank appoints a bond attorney, and the transfer and bond registration happen simultaneously at the Deeds Office on the same day. The buyer pays both transfer attorney fees and bond registration fees.<\/strong><\/p>\n\n\n\n

Scenario 3 \u2014 Existing bond cancellation and new bond registration<\/strong><\/p>\n\n\n\n

Where the seller has an existing bond over the property, that bond must be cancelled as part of the transfer. The seller’s bank appoints a bond cancellation attorney to cancel the existing bond. At the same time, the buyer’s bank registers a new bond. This means there can be up to three attorneys involved in one transaction: the transfer attorney, the bond cancellation attorney, and the bond registration attorney.<\/strong><\/p>\n\n\n\n

Three attorneys \u2014 one transaction.<\/strong> In a typical home loan purchase where the seller also has an existing bond, three separate attorneys handle three separate but simultaneous processes: the transfer attorney changes ownership, the bond cancellation attorney cancels the seller’s bond, and the bond registration attorney registers the buyer’s new bond. All three lodge documents at the Deeds Office simultaneously. All three must be ready at the same time \u2014 which is why one party’s delay affects everyone.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Who appoints each attorney?<\/strong><\/p>\n\n\n\n

This is a question many buyers ask \u2014 and the answer surprises some people.<\/strong><\/p>\n\n\n\n

    \n
  • The transfer attorney is appointed by the seller \u2014 or in practice, by the estate agent on the seller’s behalf. The buyer does not choose the transfer attorney.<\/li>\n\n\n\n
  • The bond registration attorney is appointed by the bank. The buyer has no say in this appointment either.<\/li>\n\n\n\n
  • The bond cancellation attorney is appointed by the seller’s bank \u2014 the bank that currently holds the bond over the property being sold.<\/li>\n<\/ul>\n\n\n\n

    The buyer pays the fees for both the transfer attorney and the bond registration attorney \u2014 even though they did not appoint either of them. This is the standard position under South African property law and is confirmed in most sale agreements.<\/p>\n\n\n\n

    What does each process cost?<\/strong><\/p>\n\n\n\n

    Both transfer fees and bond registration fees are regulated by the Legal Practice Council tariff and calculated based on the purchase price or bond amount respectively.<\/strong><\/p>\n\n\n\n

    Purchase price \/ Bond amount<\/strong><\/td>Transfer fee (approx. excl. VAT)<\/strong><\/td>Bond registration fee (approx. excl. VAT)<\/strong><\/td><\/tr>
    R500,000<\/td>R10,000 \u2013 R13,000<\/strong><\/td>R8,000 \u2013 R11,000<\/td><\/tr>
    R1,000,000<\/td>R15,000 \u2013 R19,000<\/strong><\/td>R12,000 \u2013 R16,000<\/td><\/tr>
    R1,500,000<\/td>R18,000 \u2013 R23,000<\/strong><\/td>R15,000 \u2013 R20,000<\/td><\/tr>
    R2,000,000<\/td>R21,000 \u2013 R26,000<\/strong><\/td>R18,000 \u2013 R23,000<\/td><\/tr>
    R3,000,000<\/td>R26,000 \u2013 R32,000<\/strong><\/td>R22,000 \u2013 R28,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Both fees attract VAT at 15%. Transfer duty (a government tax) is payable in addition to these fees on properties above R1,100,000. For a full breakdown of all the costs involved in a property transaction, read our guide on conveyancing fees in South Africa.<\/strong><\/p>\n\n\n\n

    How long does each process take?<\/strong><\/p>\n\n\n\n

    Both processes run simultaneously \u2014 they do not happen one after the other. The overall timeline for a typical home loan purchase in South Africa is between 6 and 10 weeks from instruction to registration.<\/strong><\/p>\n\n\n\n

    The main factors that affect the timeline are:<\/strong><\/p>\n\n\n\n

      \n
    • How quickly all parties complete FICA compliance<\/li>\n\n\n\n
    • How quickly the municipality processes the rates clearance certificate \u2014 typically 2 to 4 weeks<\/li>\n\n\n\n
    • How quickly the seller’s bank issues a bond cancellation figure and consent<\/li>\n\n\n\n
    • Deeds Office workload \u2014 typically 1 to 3 weeks for examination and registration<\/li>\n<\/ul>\n\n\n\n

      The transfer attorney coordinates all of these moving parts simultaneously. A good conveyancing attorney in Pretoria will manage every timeline proactively \u2014 flagging delays immediately and keeping all parties informed throughout the process.<\/p>\n\n\n\n

      What happens on registration day?<\/strong><\/p>\n\n\n\n

      On the day of registration, all documents from all three attorneys \u2014 transfer, bond cancellation, and bond registration \u2014 are lodged simultaneously at the Deeds Office. The Deeds Office examines all the documents and, if everything is in order, registers all three acts simultaneously.<\/strong><\/p>\n\n\n\n

      On the date of registration:<\/strong><\/p>\n\n\n\n

        \n
      • Ownership of the property formally passes from the seller to the buyer<\/li>\n\n\n\n
      • The seller’s existing bond is cancelled<\/li>\n\n\n\n
      • The buyer’s new mortgage bond is registered over the property<\/li>\n\n\n\n
      • The bank releases the loan funds to the transfer attorney<\/li>\n\n\n\n
      • The transfer attorney pays the net proceeds to the seller<\/li>\n\n\n\n
      • All parties are notified that registration has taken place<\/li>\n<\/ul>\n\n\n\n

        It all happens on the same day \u2014 which is why the coordinated preparation of all three attorneys in the weeks leading up to registration is so critical.<\/p>\n\n\n\n

        Why does the distinction matter to you as a buyer?<\/strong><\/p>\n\n\n\n

        Understanding that bond registration and transfer are two separate processes \u2014 with two separate cost structures \u2014 helps you budget correctly from the start. Many buyers are surprised to receive two separate accounts: one from the transfer attorney and one from the bond attorney. This is normal and expected.<\/strong><\/p>\n\n\n\n

        It also helps you understand why delays happen. If your FICA documents are outstanding, it delays both the transfer attorney and the bond attorney. If the municipality is slow with the rates clearance certificate, it delays the transfer attorney specifically. Knowing which attorney is responsible for which part of the process helps you ask the right questions when you want to know what is happening with your purchase.<\/strong><\/p>\n\n\n\n

        Frequently asked questions<\/strong><\/p>\n\n\n\n

        Can the same attorney handle both the transfer and the bond registration?<\/strong><\/p>\n\n\n\n

        Yes \u2014 in some cases the bank appoints the same firm that is handling the transfer to also handle the bond registration. This can simplify communication and sometimes speeds up the process slightly. However, the fees remain separate regardless of whether it is one firm or two.<\/strong><\/p>\n\n\n\n

        What if my home loan is declined after the transfer has started?<\/strong><\/p>\n\n\n\n

        If your bond application is declined after the transfer has already been instructed, the transaction cannot proceed unless you can fund the purchase in cash or obtain finance elsewhere. The transfer attorney will have incurred costs at this point \u2014 FICA compliance, Deeds Office searches, document preparation \u2014 and these costs may still be payable depending on the terms of your sale agreement. This is why bond approval should be confirmed before or immediately after signing an offer to purchase.<\/strong><\/p>\n\n\n\n

        Do I need to attend the Deeds Office?<\/strong><\/p>\n\n\n\n

        No. The attorneys handle all lodgements at the Deeds Office on your behalf. As a buyer or seller, you will typically only need to attend the transfer attorney’s offices once to sign the transfer documents. Everything else is managed by the attorneys.<\/strong><\/p>\n\n\n\n

        Who do I contact if something is delayed?<\/strong><\/p>\n\n\n\n

        Your first point of contact is always the transfer attorney \u2014 they coordinate the entire process. If the delay is on the bond side, the transfer attorney will liaise with the bond attorney directly. A good conveyancing attorney in Pretoria will proactively update you without you having to chase.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

        If you are buying a property in South Africa with a home loan, you will quickly come across two terms […]<\/p>\n","protected":false},"author":1,"featured_media":203,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[6],"tags":[],"class_list":["post-101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-guides"],"yoast_head":"\nBond Registration vs Transfer \u2014 What is the Difference? - M.A Maluleke Attorneys Inc<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mamattorneys.co.za\/?p=101\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bond Registration vs Transfer \u2014 What is the Difference? - M.A Maluleke Attorneys Inc\" \/>\n<meta property=\"og:description\" content=\"If you are buying a property in South Africa with a home loan, you will quickly come across two terms […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mamattorneys.co.za\/?p=101\" \/>\n<meta property=\"og:site_name\" content=\"M.A Maluleke Attorneys Inc\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-26T20:20:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-03T06:08:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/Property-Blog.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#\\\/schema\\\/person\\\/b65ef4a92e42c17af26be213156a2f6f\"},\"headline\":\"Bond Registration vs Transfer \u2014 What is the Difference?\",\"datePublished\":\"2026-05-26T20:20:11+00:00\",\"dateModified\":\"2026-06-03T06:08:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101\"},\"wordCount\":1691,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mamattorneys.co.za\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Property-Blog.webp\",\"articleSection\":[\"Legal Guides\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101\",\"url\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101\",\"name\":\"Bond Registration vs Transfer \u2014 What is the Difference? - M.A Maluleke Attorneys Inc\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mamattorneys.co.za\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Property-Blog.webp\",\"datePublished\":\"2026-05-26T20:20:11+00:00\",\"dateModified\":\"2026-06-03T06:08:06+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#primaryimage\",\"url\":\"https:\\\/\\\/mamattorneys.co.za\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Property-Blog.webp\",\"contentUrl\":\"https:\\\/\\\/mamattorneys.co.za\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Property-Blog.webp\",\"width\":1200,\"height\":630,\"caption\":\"Bond registration vs property transfer South Africa \u2014 M.A Maluleke Attorneys\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/?p=101#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mamattorneys.co.za\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bond Registration vs Transfer \u2014 What is the Difference?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#website\",\"url\":\"https:\\\/\\\/mamattorneys.co.za\\\/\",\"name\":\"M.A Maluleke Attorneys Inc\",\"description\":\"Legal Excellence. Built on Purpose.\",\"publisher\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/mamattorneys.co.za\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#organization\",\"name\":\"M.A Maluleke Attorneys Inc\",\"url\":\"https:\\\/\\\/mamattorneys.co.za\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/mamattorneys.co.za\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/LOGO-MA-MALULEKE-02-scaled.webp\",\"contentUrl\":\"https:\\\/\\\/mamattorneys.co.za\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/LOGO-MA-MALULEKE-02-scaled.webp\",\"width\":2560,\"height\":350,\"caption\":\"M.A Maluleke Attorneys Inc\"},\"image\":{\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/mamattorneys.co.za\\\/#\\\/schema\\\/person\\\/b65ef4a92e42c17af26be213156a2f6f\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/89ee0dc17e1df10fa86dd50ea85a2fcb4a74ee908e7c2ce0896d71fdcfaa8233?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/89ee0dc17e1df10fa86dd50ea85a2fcb4a74ee908e7c2ce0896d71fdcfaa8233?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/89ee0dc17e1df10fa86dd50ea85a2fcb4a74ee908e7c2ce0896d71fdcfaa8233?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/mamattorneys.co.za\"],\"url\":\"https:\\\/\\\/mamattorneys.co.za\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bond Registration vs Transfer \u2014 What is the Difference? - M.A Maluleke Attorneys Inc","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mamattorneys.co.za\/?p=101","og_locale":"en_US","og_type":"article","og_title":"Bond Registration vs Transfer \u2014 What is the Difference? - M.A Maluleke Attorneys Inc","og_description":"If you are buying a property in South Africa with a home loan, you will quickly come across two terms […]","og_url":"https:\/\/mamattorneys.co.za\/?p=101","og_site_name":"M.A Maluleke Attorneys Inc","article_published_time":"2026-05-26T20:20:11+00:00","article_modified_time":"2026-06-03T06:08:06+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/Property-Blog.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mamattorneys.co.za\/?p=101#article","isPartOf":{"@id":"https:\/\/mamattorneys.co.za\/?p=101"},"author":{"name":"admin","@id":"https:\/\/mamattorneys.co.za\/#\/schema\/person\/b65ef4a92e42c17af26be213156a2f6f"},"headline":"Bond Registration vs Transfer \u2014 What is the Difference?","datePublished":"2026-05-26T20:20:11+00:00","dateModified":"2026-06-03T06:08:06+00:00","mainEntityOfPage":{"@id":"https:\/\/mamattorneys.co.za\/?p=101"},"wordCount":1691,"commentCount":0,"publisher":{"@id":"https:\/\/mamattorneys.co.za\/#organization"},"image":{"@id":"https:\/\/mamattorneys.co.za\/?p=101#primaryimage"},"thumbnailUrl":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/Property-Blog.webp","articleSection":["Legal Guides"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/mamattorneys.co.za\/?p=101#respond"]}]},{"@type":"WebPage","@id":"https:\/\/mamattorneys.co.za\/?p=101","url":"https:\/\/mamattorneys.co.za\/?p=101","name":"Bond Registration vs Transfer \u2014 What is the Difference? - M.A Maluleke Attorneys Inc","isPartOf":{"@id":"https:\/\/mamattorneys.co.za\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mamattorneys.co.za\/?p=101#primaryimage"},"image":{"@id":"https:\/\/mamattorneys.co.za\/?p=101#primaryimage"},"thumbnailUrl":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/Property-Blog.webp","datePublished":"2026-05-26T20:20:11+00:00","dateModified":"2026-06-03T06:08:06+00:00","breadcrumb":{"@id":"https:\/\/mamattorneys.co.za\/?p=101#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mamattorneys.co.za\/?p=101"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mamattorneys.co.za\/?p=101#primaryimage","url":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/Property-Blog.webp","contentUrl":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/Property-Blog.webp","width":1200,"height":630,"caption":"Bond registration vs property transfer South Africa \u2014 M.A Maluleke Attorneys"},{"@type":"BreadcrumbList","@id":"https:\/\/mamattorneys.co.za\/?p=101#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mamattorneys.co.za\/"},{"@type":"ListItem","position":2,"name":"Bond Registration vs Transfer \u2014 What is the Difference?"}]},{"@type":"WebSite","@id":"https:\/\/mamattorneys.co.za\/#website","url":"https:\/\/mamattorneys.co.za\/","name":"M.A Maluleke Attorneys Inc","description":"Legal Excellence. Built on Purpose.","publisher":{"@id":"https:\/\/mamattorneys.co.za\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mamattorneys.co.za\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/mamattorneys.co.za\/#organization","name":"M.A Maluleke Attorneys Inc","url":"https:\/\/mamattorneys.co.za\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mamattorneys.co.za\/#\/schema\/logo\/image\/","url":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/LOGO-MA-MALULEKE-02-scaled.webp","contentUrl":"https:\/\/mamattorneys.co.za\/wp-content\/uploads\/2026\/05\/LOGO-MA-MALULEKE-02-scaled.webp","width":2560,"height":350,"caption":"M.A Maluleke Attorneys Inc"},"image":{"@id":"https:\/\/mamattorneys.co.za\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/mamattorneys.co.za\/#\/schema\/person\/b65ef4a92e42c17af26be213156a2f6f","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/89ee0dc17e1df10fa86dd50ea85a2fcb4a74ee908e7c2ce0896d71fdcfaa8233?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89ee0dc17e1df10fa86dd50ea85a2fcb4a74ee908e7c2ce0896d71fdcfaa8233?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/89ee0dc17e1df10fa86dd50ea85a2fcb4a74ee908e7c2ce0896d71fdcfaa8233?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/mamattorneys.co.za"],"url":"https:\/\/mamattorneys.co.za\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/posts\/101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=101"}],"version-history":[{"count":1,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/posts\/101\/revisions"}],"predecessor-version":[{"id":102,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/posts\/101\/revisions\/102"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=\/wp\/v2\/media\/203"}],"wp:attachment":[{"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mamattorneys.co.za\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}